The default method of payment on Hip is PayPal, and all payments are made directly from the buyer to the seller. Buyers can checkout and pay using either a PayPal account or a credit/debit card without the need for a PayPal account. However, in both cases, all payments will be processed by PayPal.
We also allow sellers to pre-approve specific buyers to allow them to checkout without paying at the time of checkout, which allows payment to be arranged afterward (for example by check or money order). For more details on this feature, please see: How can I enable the Pay Later feature for my store?